Ultra conservative
will save money by not eating and starving to death
somebody needs to teach me about investments and repayments.
I believe nothing about the future is predictable.
not even the fruit of the investments you sow

okay, investments must be protected and that's a lot of effort
if you were counting the cost, you run more risk
there's risk all around

maladjusted to reality
optimizing all the wrong things
playing too conservative
the cost is showing up
the buffers are running low, almost out
living on borrowed buffers

daily face your fears
reach beyond your grasp
do things you wouldn't

what are my street skill levels ? probably closer to zero
does my intelligence count ?

will I set goals for myself and then chicken out and fall back to comfortable suicide ?